Reverse Mortgage Calculator

Use this calculator to see how much you may qualify for with a Home Equity Conversion Mortgage (HECM), also known as a reverse mortgage. This government-insured loan program is designed for homeowners 62 and older, helping you access home equity while eliminating monthly mortgage payments in retirement.

Select Estimated Home Value

Select Mortgage Balance

Select Youngest Borrower Age

Your Loan Estimate

Your loan estimate is $0

How To Use It

This calculator is simple to use. Just enter your home’s estimated current value, the balance of any existing mortgages (including first and second, if applicable), and the age of the youngest borrower on the title. With this information, the calculator will provide an estimate of what you may qualify for. Keep in mind that actual results may vary depending on the lender.

Important Disclaimer: The results provided by this calculator are for demonstration purposes only and may not reflect your actual financial situation. Figures shown are based on assumptions and should not be relied upon as precise or applicable to your circumstances. This tool does not determine eligibility for any loan program. Qualification may require additional information such as credit history, assets, and reserves that are not captured here. Pacific Financial makes no representations or guarantees regarding the accuracy or completeness of the information generated.